Think about the question, but don't think too much <i>into</i> the question. Most variables have been accounted for such as dedication, work load, career, tools available, reputation, etc. These are arguably the best of the best, so consider what cost you find most fair and balance it against stylistic choice. Is your choice worth it? Make the best selection for yourself.
I know there are Christianfurs who craft; please include yourself in the comments (Sorry, limited choices were best for efficiency, not negligence).